Daraja Microfinance Bank Risk Officer Job

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Our client, Daraja Microfinance Bank was licensed by Central Bank of Kenya as a community Microfinance Bank for the Dagoretti Division, since January 2015.
Daraja’s target market is the Micro and Small Enterprises (MSEs), their owners and employees with the underlying goal being to help both individuals and groups achieve their financial goals. As part of its strategic plan, Daraja Bank is seeking to go national to be among Tier 1 MFBs in Kenya.
They are seeking to recruit a highly talented professional to fill in the following position in their Nairobi office:
 

 

Risk Officer
The Risk Officer is responsible for managing bank wide risk in accordance to regulatory requirements.
Primary Responsibilities:
  • Manage the implementation of all aspects of the risk function, including implementation of processes, tools and systems to identify, assess, measure, manage and report risks.
  • Identify, assess and monitor risk on an ongoing firm-wide and individual entity basis and support in the implementation of internal controls which are effective in design and operation.
  • Undertake quality control reviews for the business units to ensure consistent implementation of policy and processes across all business units and identify any gaps, challenges and improvement measures.
  • Provide consolidated reporting, inclusive of an overall risk profile, ensuring that major risks are identified and reported to the Board Risk Management Committee on risk hotspots, measures and recommendations.
  • Communicate board and regulatory responses or directives to business units.
  • Monitor adherence to compliance, AML and KYC standards
  • Assist in the development of and manage processes to identify and evaluate business areas’ risks and risk and control self-assessments. These include snap checks and other management monitoring checks / toolkits.
  • Manage the process of developing risk policies and procedures, risk limits and approval authorities.
  • Generate all KPIs / periodic reporting / MI / data in an appropriate form and timely manner to ensure that all direct and indirect areas of Risk are operating efficiently and conforming to agreed policies, processes, mandates and interpretations
  • Implement and manage the risk and control assessment reporting process as well as manage and maintain management reports, follow up of issues identified for conclusive resolution
  • Undertake training to staff on inherent risks and controls in the processes within their control.
Key Skills and Qualifications:
  • Degree in Business / Finance / Accounting or related field.
  • Minimum of 5 years’ experience in a credit function in a financial institution handling micro and small business either individual or group level.
  • Sound understanding of lending in microfinance industry.
  • Lending and relationship management experience to create a balance between credit risk and business/customer service.
  • Experience in financial auditing is an added advantage.
  • Experience in supervision at centralized credit operations is an added advantage

 

   How to Apply

   

Interested candidates are requested to forward their updated CVs to [email protected] by 27th July 2016 stating their current and expected remuneration, daytime telephone contacts and addresses of three referees.
Only shortlisted candidates will be contacted.
Website: www.darajabank.co.ke
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