Head of Credit Underwriting Jobs in Kenya

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Head of Credit Underwriting Job at SBM Bank

Ref: Sbmk/Hcu/03/17

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Responsibilities for the Head of Credit Underwriting Job

  • Oversees the preparation of credit underwriting and analysis of existing loans in connection with renewals and modifications;
  • Review periodic reporting provided by customers to ensure borrowing base availability as well as to monitor performance;
  • Solicits existing portfolio customers in an effort to increase and retain volume and cross sell Bank products and services;
  • Promotes customer relations;
  • Evaluates financial statements, historical trends, projections, management performance, industry, cash flow, capital structure and collateral analysis;
  • Performs various departmental functions, including loan covenant monitoring, risk rating, stress testing and audit preparation;
  • Orders, reviews and analyzes reports (credit, environmental, appraisal, and property evaluations)
  • Recommends and models appropriate loan structure for new and existing loan relationships;
  • Prepares periodic reviews of existing loans to assess credit quality and covenant compliance
  • Prepares written Credit Memorandums for presentation and approval;
  • Develops underwriting policies for new credit verticals in conjunction with Portfolio;
  • Prepares reports for the portfolio, when necessary;
  • Promotes and monitors customer relationship and growth;
  • Actively participates in research, preparation and execution of customer calls;

Qualifications for the Head of Credit Underwriting Job

  • Degree in Business field preferably in Accounting, Finance or Business Administration
  • Postgraduate qualification will be added advantage
  • Ten (10) years, 4 years of which should have been in senior management position
  • Demonstrated ability to apply industry knowledge to underwriting decision making
  • In-depth underwriting experience in multiple credit verticals
  • Deep understanding of commercial implications of underwriting in the loan cycle
  • Strong communication and analytical skills
  • Experience with financial analysis programs and discounted cash flow models
  • Good interpersonal skills, team oriented, and strong customer service skills.
  • Reporting to the Chief Risk Officer, the job holder will be responsible for supporting Loan Managers and Officers in the credit analysis and underwriting of commercial loan packages. She/he will ensure the facilitating of comprehensive credit analysis that evaluates the existing facilities in the portfolio.

How To Apply

If you believe in taking new challenges with the right mindset and match the job profile, please send your application
letter with your C.V. to:

The Manager, Human Resources, SBM Bank (Kenya) Limited, Head Office, IPS Building, 6th Floor, Kimathi Street,
P.O. Box 34886-00160, Nairobi, Kenya or email to [email protected]

All applications should be received by latest, Friday 30th June, 2017. Please visit our website www.sbmbank.co.ke,
for the respective job profiles.

 

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