Microfinance and Sacco Jobs in Kenya:SMEP Branch Managers


SMEP Microfinance Bank Limited, a Christian based bank regulated by the Central Bank of Kenya, invites applications from interested and suitably qualified candidates to fill the positions of:

Branch Managers
Ref: BRM/3/7/HRD/2015The main purpose for the job is to provide leadership and development of business at the branch into high level performance through proper supervision and maintenance of a healthy portfolio through ensure compliance with the lending policies and procedures in the bank.

Duties and Responsibilities

  • Ensure growth in volume of the Portfolio
  • Responsible for loan and accounts authorization
  • Chairing branch credit committee
  • Liaison with the stakeholders / relationship management
  • Management of branch staff
  • Manage operational branch costs to ensure that cost to income ratios is maintained to acceptable threshold levels
  • Ensuring adequate appraisal of loans and adherence to set policies and procedures
  • Mobilize deposits to exceed branch targets.
  • Oversee 100% compliance to the bank policy and procedures.
  • Champion customer acquisition and retention at the branch level.
  • Promote the bank’s corporate image at the branch level.
  • Ensure periodic reports are submitted to the regional manager
  • Understand and provide clear direction to the branch based on market intelligence and local area customer trends and competitor offering
  • Advising management of branch growth strategies and any other relevant decisions
  • Facilitate the formulation, implementation, review and ensure compliance to credit strategies,
  • Perform any other duty as may be assigned/directed by management from time to time

Qualifications and Competencies

  • Bachelor’s degree in Business management, Banking, Finance or Economics an MBA will be an added advantage
  • At least 5 years working experience in a banking environment in a credit or financial institution, two of which must have been in a supervisory role
  • Computer literacy and relevant accounting or portfolio management package proficiency especially T-24 Emerge
  • Aged 30-40 years
  • Applicants must be committed Christians
  • Other Key Skills: Posses demonstrable leadership skills and business management skills, excellent public relations and communication, good interpersonal skills, a team player and aggressive

How to Apply

Qualified and interested candidates who meet the above criteria should download the “Job Application Form” and send their filled applications to [email protected] on or before 8th August, 2015.

Only shortlisted candidates will be contacted.